Money Train 5 by Relax Gaming Review: The Money Train Returns for Its Biggest Journey Yet

Few modern online slot series have developed quite the reputation of Relax Gaming’s Money Train.

What began as a volatile Wild West slot in 2019 has evolved into one of the most recognisable franchises in contemporary online casino gaming, built around increasingly elaborate bonus mechanics, memorable characters, extreme volatility and the possibility of exceptionally large wins.

Now the train is leaving the station again.

Money Train 5 is scheduled for release on 24 September 2026, bringing the franchise back with a substantially different post-apocalyptic setting, new characters, progression mechanics and headline win potential reaching 100,000x the stake in Ultra Mode.

It is an interesting release for another reason. Money Train 4 had effectively been presented as the finale of the series. Bringing Money Train back therefore carries considerably greater expectations than simply adding another numbered sequel.

Relax Gaming appears well aware of that.

Rather than simply repainting Money Train 4 and adding another modifier, Money Train 5 moves the franchise into a wasteland-style environment and introduces a journey in which Ticket symbols push the train through different stations.

Based on the confirmed pre-release specifications, this looks like a deliberate attempt to make Money Train feel like a journey again rather than simply making its already complicated bonus system bigger.

For existing Money Train players, that makes Money Train 5 one of the most interesting slot releases scheduled for 2026.

Money Train 5 at a Glance

Developer: Relax Gaming

Game: Money Train 5

Game type: Online video slot

Expected release date: 24 September 2026

Reels: 5×4

Paylines: 40

Volatility: High

Published RTP range: 86.00%–96.10%, depending on configuration

Bonus trigger: 3 or more Bonus symbols

Maximum win: Up to 50,000x stake in Standard Mode

Ultra Mode maximum win: Up to 100,000x stake

Key features: Nuclear Wild, Ticket Master, Bomber, Pyromancer, Ticket symbols, multipliers, progression system and retriggering bonus mechanics

The first point worth highlighting is that the published RTP is a range rather than one universal figure. Players should therefore check the information screen at the casino where they are playing to establish the RTP configuration actually being offered.

The second is volatility.

Money Train has never been a franchise designed around gentle, low-variance gameplay. Money Train 5 remains firmly in high-volatility territory, and the enormous advertised maximum win should not be confused with an expectation of normal returns.

Who Is Relax Gaming?

Relax Gaming has become one of the most important technology and game-content companies operating within the modern iGaming sector.

Founded in 2010, Relax initially developed its reputation as a technology provider focused on simplifying the distribution and integration of gaming content. The business subsequently expanded significantly, including the development of its own casino games from 2018 onwards.

Today, Relax Gaming operates as both a developer and an aggregation specialist, connecting its own games and content from partner studios with online casino operators across regulated markets.

Its operation extends beyond conventional slots. Relax has developed products across casino, jackpots, poker and bingo, while its aggregation infrastructure and Silver Bullet programme have helped external studios distribute their content through Relax’s network.

The scale of that distribution operation is significant. Relax Chief Product Officer Tony O’Mahony has described the company as sitting at the centre of a large distribution network connecting thousands of games with more than a thousand operator brands.

For British players, there is another important distinction: Relax Gaming Ltd is licensed and regulated in Great Britain by the Gambling Commission under account number 37462.

Yet for casino players, Relax Gaming is probably recognised less for its underlying technology than for the games sitting on top of it.

And among those games, Money Train has become one of its defining franchises.

The Original Money Train

The first Money Train arrived in 2019.

Its foundations now look relatively straightforward compared with what followed, but many of the ingredients that would ultimately define the series were already present.

It used a 5×4 reel layout and 40 fixed paylines, combined with high volatility and a maximum win of up to 20,000x the original bet.

Its Western theme introduced players to a world of outlaws, trains and dangerous characters, but the important innovation was the way Relax Gaming approached the bonus gameplay.

Rather than treating free spins as little more than an extension of the base game, Money Train’s bonus mechanics became the centrepiece.

That philosophy would become increasingly important as the franchise evolved.

How Money Train Became a Franchise

Money Train could easily have remained a successful standalone slot.

Instead, Relax Gaming developed an entire gaming universe around it.

The characters, railway imagery and increasingly elaborate bonus mechanics gave the developer something considerably more valuable than a single successful game: recognisable intellectual property.

Successive Money Train releases increasingly leaned into the aspects that players associated with the franchise — volatility, feature combinations, modifiers and bonuses capable of developing dramatically as the round progressed.

The result was a series where the anticipation was no longer simply about whether a bonus would trigger.

It became about what might happen once it did.

A seemingly ordinary bonus could develop as additional characters, multipliers and modifiers interacted with one another.

That unpredictability became central to the Money Train identity.

Money Train 4 Pushed the Formula to Extremes

By Money Train 4, Relax Gaming had taken the concept extraordinarily far.

Money Train 4 incorporated more than 20 features and offered a maximum win of up to 150,000x stake.

New characters and mechanics included the Arms Dealer, Respin features, Upgrader, Unlocker and Reset mechanics.

It was huge, complicated and unapologetically volatile.

It was also presented as something approaching the final journey for the Money Train gang.

That creates an obvious problem when producing Money Train 5.

Where do you go after deliberately making the previous game enormous?

Simply adding another five features and increasing the maximum win would risk turning complexity into clutter.

Relax appears to have recognised this problem.

Why Relax Gaming Brought Money Train Back

Money Train 5 is not simply happening because Relax Gaming had a recognisable brand available for another sequel.

According to Relax Gaming Chief Product Officer Tony O’Mahony, the company had regarded Money Train 4 as the final instalment.

The internal question surrounding a fifth game was therefore whether Relax had discovered a genuinely worthwhile new direction for the franchise.

The answer came through progression mechanics.

That distinction matters because Money Train 5 appears to shift some of the emphasis away from endlessly adding mechanics and towards creating a stronger feeling of travelling through the game.

Relax Gaming CEO Martin Stålros described the objective for Money Train 5 as making the experience bigger, riskier and more unpredictable.

That is precisely what players are likely to expect from this particular franchise.

But the most interesting element may actually be the journey.

Money Train 5 Moves Into a Post-Apocalyptic Wasteland

Forget the comparatively traditional Wild West railway environment of the original.

Money Train 5 throws the train into a brutal post-apocalyptic world.

The visual transition makes considerable sense.

After four principal games, another variation on the same dusty Western railway could easily have felt repetitive.

A wasteland gives Relax Gaming licence to retain the industrial machinery, danger, outlaws and train imagery associated with Money Train while simultaneously creating a substantially different environment.

The underlying game uses a familiar 5×4 layout with 40 paylines.

Existing characters return, but the roster has also expanded with newcomers including the Ticket Master, Bomber and Pyromancer.

These are not simply decorative additions.

As Money Train players have come to expect, characters and special symbols are closely connected with the game’s mechanics.

The Nuclear Wild

One of Money Train 5’s most immediately interesting additions is the Nuclear Wild.

It can appear during any spin and lock onto reels before detonating and transforming reels into completely wild reels.

The attraction is obvious.

A full wild reel can dramatically change the potential of a spin, particularly when more than one reel becomes involved.

It also suits the new setting extremely well.

Money Train has always used explosive imagery and dangerous characters, so converting that concept into an actual nuclear-style reel mechanic feels like a natural evolution of the franchise.

Importantly, it also gives the base game something significant to produce without necessarily waiting for the headline bonus.

How the Money Train 5 Bonus Works

Land three or more Bonus symbols and the main bonus round begins.

Each qualifying symbol contributes a multiplier and three spins.

The round then starts to develop.

Landing additional qualifying symbols resets the remaining spins, allowing the bonus to continue.

That resetting mechanism is extremely important.

It creates the familiar hold-and-respin tension in which every new symbol can extend a bonus that otherwise appears to be approaching its conclusion.

But Money Train 5 adds another dimension.

Ticket symbols move the train forward.

Rather than simply watching multipliers accumulate on a static board, Ticket symbols advance the journey through stations and push the train deeper into the post-apocalyptic wasteland.

This progression system appears to be one of the defining differences between Money Train 5 and its predecessors.

Ticket Symbols Could Be the Key to Money Train 5

This may prove to be the most important design decision in the game.

One of the dangers with extremely feature-heavy slots is that players can lose any sense of progression.

Numbers increase. Modifiers trigger. Symbols change. Multipliers become larger.

There can be enormous mathematical activity without necessarily creating the feeling that the player is actually going anywhere.

Money Train 5 appears designed to address that.

Tickets physically move the train towards another destination.

That gives the bonus a visible objective.

Every Ticket therefore has two potential effects.

There is its mechanical importance within the bonus, but there is also psychological progression: the train is getting somewhere.

It sounds like a relatively small distinction, but in a series that has already explored enormous numbers of modifiers and character combinations, progression could prove more important than simply introducing another collection of features.

Ticket Master, Bomber and Pyromancer

The new characters also help distinguish the fifth game.

Ticket Master, Bomber and Pyromancer join returning favourites from the Money Train universe.

The character system has long been one of the franchise’s strengths because special characters are not merely thematic symbols.

They become recognisable components of the bonus machinery.

Players who have spent considerable time with previous Money Train games therefore develop an understanding of what certain appearances can mean for a bonus.

Adding new characters creates additional possibilities without abandoning that established language.

For long-term Money Train players, discovering how the new characters interact with existing mechanics is likely to be a significant part of the appeal.

Standard Mode Maximum Win: 50,000x

Money Train 5 offers maximum win potential of up to 50,000x the bet in Standard Mode.

That is already an enormous headline figure.

A £1 theoretical stake would therefore correspond to maximum potential winnings of £50,000 before taking account of any operator limits or game-specific conditions.

However, Money Train 5 goes considerably further through Ultra Mode.

Money Train 5 Ultra Mode: Up to 100,000x

Ultra Mode increases the headline maximum win to 100,000x the stake.

That immediately places Money Train 5 in extreme maximum-win territory.

It is worth putting this into perspective, however.

Maximum win figures tell players what a game’s mathematical ceiling can be under the applicable configuration. They do not indicate the probability of reaching that amount.

With a high-volatility game, enormous maximum-win figures should be regarded as rare-event possibilities rather than representative outcomes.

Money Train 5 is therefore likely to appeal much more strongly to players who deliberately enjoy volatile games than somebody looking for relatively consistent small wins and extended playing time.

Interestingly, Money Train 5 Doesn’t Simply Beat Money Train 4’s Maximum Win

There is a fascinating detail hidden behind all the marketing surrounding the new game.

Money Train 4 advertised a maximum win of 150,000x stake.

Money Train 5 reaches 100,000x in Ultra Mode.

In other words, Relax Gaming has not simply followed the predictable sequel formula of making the headline number larger.

We actually think that is encouraging.

There reaches a point where increasing a maximum win from 100,000x to 150,000x, 200,000x and beyond does relatively little to improve the experience for the overwhelming majority of players.

If Money Train 5 genuinely delivers a better progression system and more engaging bonus structure, that is far more meaningful than simply printing a larger theoretical maximum on the game information page.

RTP Requires Careful Attention

Money Train 5 has been listed with an RTP range of 86.00% to 96.10%.

That is an extremely broad range.

It means players should not assume that every casino offering Money Train 5 is necessarily providing precisely the same mathematical configuration.

The relevant RTP should therefore be checked within the individual game’s information or help section before playing.

This is particularly important when comparing casinos.

Two operators can potentially offer what appears to be exactly the same slot while using different approved RTP configurations.

For E-Vegas, the upper end of 96.10% is much more attractive than a heavily reduced configuration.

Players should always check the version actually being offered rather than relying on a generic RTP figure published by a review website.

High Volatility Changes the Experience

Money Train 5 is officially described as high volatility.

That should be taken seriously.

Volatility describes the general distribution and variance of outcomes rather than simply whether a game has a big jackpot.

A highly volatile slot can produce longer periods without significant returns while concentrating more of its mathematical potential into less frequent but potentially much larger outcomes.

That structure is central to the Money Train identity.

Anyone primarily interested in gentle, relatively predictable gameplay will find countless more suitable slots.

Money Train is built around tension.

The attraction comes from the possibility of a bonus developing into something substantially larger than it initially appeared.

Money Train Has Become More Than a Single Slot Series

One indication of how valuable the Money Train universe has become to Relax Gaming arrived in July 2026.

Relax launched Money Plane, an arcade-style title taking the Money Train franchise away from its traditional slot format.

Money Plane introduced five volatility levels and achievement-based rewards while retaining the recognisable Money Train universe.

That tells us something important.

Relax Gaming increasingly appears to regard Money Train not merely as a sequence of slots but as an intellectual property capable of supporting different forms of casino entertainment.

Money Train 5 therefore arrives at an interesting moment.

The franchise is simultaneously returning to its core slot format while expanding beyond it.

Money Train 5 vs Money Train 4

Players expecting Money Train 5 simply to be Money Train 4 with upgraded graphics may be surprised.

Money Train 4 was effectively about maximum mechanical escalation.

More than 20 features.

Huge character combinations.

Numerous modifiers.

A maximum win reaching 150,000x.

Money Train 5 appears to have a somewhat different philosophy.

There are still numerous features and enormous potential wins, but the emphasis on Tickets, stations and movement through the wasteland introduces a more obvious progression structure.

That could ultimately make Money Train 5 easier to understand as an experience even while its underlying mathematics remain extremely sophisticated.

The question is whether Relax can maintain the chaotic unpredictability Money Train players enjoy while giving that chaos enough structure to make every stage of the bonus meaningful.

If it succeeds, the fifth game may feel substantially different from its predecessor despite sharing the same DNA.

Graphics and Theme

The post-apocalyptic setting is arguably exactly what Money Train needed.

The franchise already contains outlaws, weapons, machinery, explosions and an atmosphere of constant danger.

Moving those ingredients into a devastated wasteland allows Relax to exaggerate everything without making the game feel completely disconnected from its predecessors.

It also gives Money Train 5 a distinctive identity.

That matters.

A fifth numbered instalment cannot survive entirely on nostalgia.

Players should be able to glance at the game and immediately recognise that they are looking at the newest Money Train rather than another variation of an earlier release.

From what has been revealed so far, the wasteland setting achieves that.

Is Money Train 5 Suitable for Beginners?

It would not be our first recommendation for somebody completely new to online slots.

Money Train 5 combines high volatility with multipliers, special characters, expanding wild reels, retriggering mechanics, progression and multiple playing modes.

Experienced slot players may regard that complexity as part of the attraction.

Beginners may find it overwhelming.

There is nothing inherently wrong with that.

Not every slot needs to appeal to every player.

Money Train has established its reputation precisely because Relax Gaming has been willing to make the series complicated, volatile and unpredictable.

Players who prefer simplicity have thousands of alternatives.

Is Money Train 5 Better for Existing Money Train Fans?

Almost certainly.

The game appears designed with an audience already familiar with the franchise.

Returning characters provide continuity.

New characters provide discovery.

The familiar railway motif remains.

The volatility remains.

The bonus-driven structure remains.

But the environment and progression system give experienced Money Train players something genuinely new to investigate.

That is arguably exactly how a fifth instalment should be designed.

Money Train 5 Release Date

Money Train 5 is scheduled to launch on 24 September 2026.

That means this E-Vegas assessment is currently a pre-release review based upon the officially announced game specifications and mechanics available ahead of launch.

We will distinguish between confirmed specifications and hands-on observations until the production version becomes widely available.

That is particularly important for details such as operator-specific RTP configurations and the practical frequency with which different features are experienced during normal play.

What We Like About Money Train 5

The biggest positive is that Relax Gaming does not appear to have produced Money Train 4.5.

The post-apocalyptic setting gives the franchise a visual reset.

Ticket-based progression gives the bonus a clearer sense of direction.

Nuclear Wilds introduce significant base-game potential.

New characters expand the established Money Train cast.

The 50,000x Standard Mode and 100,000x Ultra Mode maximum wins remain enormous without Relax feeling compelled to beat Money Train 4’s 150,000x headline simply for marketing purposes.

Most importantly, Relax appears to understand why players care about Money Train.

The series is supposed to feel dangerous, volatile and unpredictable.

Money Train 5 has not been sanitised into a generic mass-market slot.

What We Would Watch Carefully

The RTP range is the obvious issue.

An available range stretching from 86.00% to 96.10% means the precise casino configuration matters considerably.

E-Vegas strongly recommends checking the actual RTP displayed by the game before playing.

Complexity is another consideration.

Money Train has accumulated a lot of mechanical history. Relax must balance giving established players more depth without reaching the point where the interface becomes difficult to follow.

Finally, the maximum win needs to remain in perspective.

100,000x sounds extraordinary because it is extraordinary.

It should never be interpreted as a normal or likely result.

This remains a highly volatile casino game in which losing the stake is always possible.

E-Vegas Verdict: Money Train 5

Pre-release E-Vegas Rating: 4.7/5

Money Train 5 looks like one of Relax Gaming’s most important releases of 2026.

Not simply because it carries the Money Train name, but because Relax Gaming initially appeared prepared to leave the series after Money Train 4.

Returning to it therefore required justification.

Based on everything confirmed ahead of release, the progression system provides that justification.

The Ticket mechanic gives the train an actual journey. The post-apocalyptic setting refreshes a familiar visual identity. Nuclear Wilds provide another route towards significant reel combinations. Ticket Master, Bomber and Pyromancer expand the cast, while Standard and Ultra modes maintain the enormous mathematical potential expected from the franchise.

We particularly like that Relax has resisted the temptation to define the sequel purely through an even larger maximum win.

Money Train 4 reached 150,000x.

Money Train 5’s headline ceiling is lower at 100,000x in Ultra Mode, yet the fifth game could ultimately prove more interesting if its progression mechanics produce a better overall experience.

That is the right direction for a mature slot franchise.

The E-Vegas Verdict: Money Train 5 looks less like an unnecessary fifth sequel and more like a deliberate reinvention of Relax Gaming’s flagship slot universe. Existing Money Train fans should immediately recognise the volatility, characters and feature-driven chaos, but the wasteland environment and station progression give the new game its own identity.

The major reservation is the wide RTP range, making it particularly important for players to check which configuration their casino provides.

Subject to hands-on testing of the final release, Money Train 5 earns an E-Vegas pre-release rating of 4.7/5 and stands as one of our most anticipated high-volatility slot releases of September 2026.

E-Vegas Rating: ★★★★☆ 4.7/5

Best for: Experienced players who enjoy high-volatility, feature-heavy slots and existing fans of the Money Train franchise.

Think carefully if: You prefer low-volatility slots, straightforward mechanics or predictable playing sessions.

Responsible gambling: Money Train 5 is a gambling product for adults where legally available. Maximum-win figures describe theoretical game potential and should never be interpreted as expected returns. Set limits before playing and never gamble with money you cannot afford to lose.